Last Updated: December 26, 2025 | Effective Date: December 26, 2025
IMPORTANT RISK WARNING — PLEASE READ CAREFULLY
TRADING AND INVESTING IN SECURITIES, OPTIONS, FUTURES, AND OTHER FINANCIAL INSTRUMENTS INVOLVES SUBSTANTIAL RISK OF LOSS AND IS NOT SUITABLE FOR ALL INVESTORS. YOU SHOULD CAREFULLY CONSIDER WHETHER TRADING IS APPROPRIATE FOR YOU IN LIGHT OF YOUR FINANCIAL CONDITION, INVESTMENT OBJECTIVES, LEVEL OF EXPERIENCE, AND RISK TOLERANCE. YOU COULD LOSE SOME, MOST, OR ALL OF YOUR INVESTED CAPITAL. DO NOT INVEST MONEY YOU CANNOT AFFORD TO LOSE.
KARLWITHAK Enterprises, doing business as PRISM ("Company," "We," "Us," or "Our"), provides an informational and educational technology platform that generates analytical outputs, including but not limited to: price forecasts, directional predictions, volatility analysis, options flow data, technical indicators, and trading signals (collectively, "Analytical Outputs"). The Services are designed to provide informational tools and educational resources only.
THE SERVICES DO NOT CONSTITUTE, AND SHALL NOT BE CONSTRUED AS:
The Company is NOT: (a) a registered investment adviser under the Investment Advisers Act of 1940 or any state securities laws; (b) a registered broker-dealer under the Securities Exchange Act of 1934 or any state securities laws; (c) a registered commodity trading advisor under the Commodity Exchange Act; (d) a registered futures commission merchant; (e) a licensed financial planner or fiduciary; or (f) licensed, registered, or qualified to provide investment advice in any jurisdiction. The Company does not manage customer funds or securities and does not execute trades on behalf of users.
All Analytical Outputs, content, data, information, predictions, signals, and other materials provided through the Services are for informational and educational purposes only. Nothing contained in the Services should be construed as a solicitation, recommendation, or endorsement to buy, sell, or hold any security or investment. You should not rely solely on any information provided through the Services when making investment decisions.
Trading and investing in financial markets involves inherent risks that you should fully understand before engaging in any trading activity:
OPTIONS TRADING INVOLVES SIGNIFICANT RISKS:
Before trading options, you should read "Characteristics and Risks of Standardized Options" published by the Options Clearing Corporation (OCC), available at www.theocc.com/about/publications/character-risks.jsp.
Trading on margin or using leveraged products magnifies both potential profits and potential losses. You may lose more than your initial investment and may be required to deposit additional funds to cover margin calls. Failure to meet margin requirements may result in the forced liquidation of your positions at unfavorable prices.
Day trading is extremely risky. Day trading generally is not appropriate for someone of limited resources and limited investment or trading experience and low risk tolerance. You should be prepared to lose all of the funds that you use for day trading. You should not fund day trading activities with retirement savings, student loans, second mortgages, emergency funds, funds set aside for education or home ownership, or funds required to meet your living expenses.
You expressly acknowledge and agree that:
HYPOTHETICAL PERFORMANCE DISCLAIMER: Any hypothetical, simulated, or back-tested performance results presented through the Services have inherent limitations. Unlike actual trading records, simulated results do not represent actual trading. Because trades have not actually been executed, results may have under- or over-compensated for the impact of certain market factors, such as liquidity, slippage, and commissions. Simulated trading programs are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.
PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.
Historical performance, whether actual or hypothetical, does not guarantee future performance. The performance of trading strategies, signals, or predictions in the past does not predict how they will perform in the future. Market conditions are constantly changing, and strategies that performed well in the past may not perform well in the future.
The Services may incorporate data, information, or content from third-party sources. The Company does not endorse, guarantee, or assume responsibility for the accuracy, completeness, timeliness, or reliability of any third-party information. You should independently verify any information before relying on it for trading or investment decisions.
You are solely responsible for making your own trading and investment decisions. You should:
We strongly recommend that you seek the advice of a qualified and licensed financial advisor, tax professional, and/or legal counsel before making any trading or investment decisions. The Company is not responsible for any losses or damages resulting from your failure to seek professional advice.
You are solely responsible for ensuring that your trading activities comply with all applicable laws, rules, and regulations in your jurisdiction. This includes, but is not limited to, securities laws, tax laws, anti-money laundering regulations, and exchange rules.
THE SERVICES, INCLUDING ALL ANALYTICAL OUTPUTS, CONTENT, DATA, AND INFORMATION, ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
THESE LIMITATIONS APPLY REGARDLESS OF THE LEGAL THEORY UPON WHICH SUCH LIABILITY IS BASED, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, AND EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
AGGREGATE LIABILITY CAP: IN NO EVENT SHALL THE COMPANY'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES EXCEED THE TOTAL AMOUNT OF FEES PAID BY YOU TO THE COMPANY IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.
BY USING THE SERVICES, YOU EXPRESSLY ACKNOWLEDGE, UNDERSTAND, AND AGREE THAT:
You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, agents, licensors, and service providers from and against any and all claims, demands, actions, losses, liabilities, damages, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of or reliance on the Services or Analytical Outputs; (b) your trading or investment activities; (c) your violation of these Terms or any applicable laws; (d) any losses or damages incurred by third parties as a result of your actions; or (e) any disputes between you and any broker, exchange, or third party.
This Disclaimer shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of laws principles. Any disputes arising out of or relating to this Disclaimer shall be resolved through binding arbitration in accordance with the Terms of Service.
BY ACCESSING OR USING THE SERVICES, YOU ACKNOWLEDGE THAT: (1) You have read, understood, and agree to be bound by this Risk Disclaimer; (2) You understand the risks associated with trading and investing; (3) You accept full responsibility for your trading and investment decisions; (4) You will not hold the Company liable for any losses; and (5) You have the financial resources to bear the risk of loss.
Contact Information:
KARLWITHAK Enterprises (d/b/a PRISM)
Email: legal@prismtrades.us